holiday budget

Do you struggle with how to save for a holiday? We travel as much as we can.  Luckily in Australia, it is standard that everyone with full time employment receives a minimum of 4 weeks annual leave or holidays every year.  On top of that we get on average 10 public holidays a year (this include Christmas and Easter).  Many employers now also give employees the option to “buy” annual leave.  This means, for example you can take an extra weeks leave (making it 5 weeks a year) and reduce your annual inc[...]